How to Win
Follow these steps to start earning points and compete for your share of the ₦6,000,000 prize pool.
Download & Sign Up
Get the PocketMoni app on the Play Store or App Store. Create your account and navigate to Account Settings to find your unique referral code.
Share Your Code
Copy your unique referral code or tap 'Share' to send your referral image to friends.
Referal codes are case sensitive, its the first letter of your first name and last letter of your last name
Invite Friends
Ask friends to register with your code—only those who use it count toward your tally.
Stay Active
Beyond referrals, keep using PocketMoni for transfers, bill payments, and receiving credits to rack up extra points.
How Points Are Counted
You can earn multiple points per day if you engage with different unique people.
| Activity | Threshold | Points |
|---|---|---|
| Onboarding - Bronze Tier | - | 10 pts |
| Onboarding - Silver Tier | - | 20 pts |
| Onboarding - Gold Tier (Points are credited after address verification is completed) | - | 30 pts |
| Bill Payment - 1 unique biller per day | ₦1,000+ | 20 pts |
| Credit Alert (₦1k–₦50k) - 1 unique sender per day | 1 unique sender per day | 20 pts |
| Credit Alert (₦51k–₦200k) | 1 unique sender per day | 30 pts |
| Credit Alert (₦201k+) | 1 unique sender per day | 40 pts |
* ₦100 = 10 Points, so the more points you earn, the more cash you win!
* Fund transfer points (Credit and Debit) are capped at 100points per day, but bill payments points have no cap
Total Amount Up For Grabs
Total Earnings
This Referral program will run from Jul 26 - Oct 26 2025
** Payouts are done at the end of every month **